For non-medics
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Specialist insurance for modern practitioners.
Designed for practitioners who are building businesses, growing their treatment menus and shaping the future of the industry.
From facials and microneedling to laser treatments and injectables, Capsule Clinics provides specialist insurance created around the way modern practitioners work.
Why Is Insurance Important for Non-Medics?
Meet Industry Requirements
Many training providers, landlords, clinics and prescribing partners require you to hold valid insurance before you can practise.
Protect Yourself Financially
If a client makes a claim against you, legal costs and compensation can quickly become expensive. Insurance helps cover these costs, so one incident doesn't put your business at risk.
Build Client Confidence
Clients want to know they're receiving treatment from a professional who takes their responsibilities seriously. Being insured demonstrates your commitment to safe practice.
Support Your Business as It Grows
Whether you're treating clients from home, renting a room or opening your own clinic, insurance can grow alongside your business.
The cover edit
Insurance products for the people behind the appointments.
Portables & Equipment
Covers essential tools or devices, such as lasers, injectables equipment, or skincare machines, are lost, stolen or damaged, covering the cost of repair or replacement.
Professional Indemnity
Protects you if a client claims they suffered a loss because of your advice or professional judgment.
Medical Malpractice
Protects you against claims that a client was injured or experienced complications due to mistakes, adverse reactions or negligent treatment during procedures.
Public Liability
Protects you if a client or member of the public is injured or their property is damaged while visiting your clinic or during a treatment.
Product Liability
Protects you if a client is harmed or has a reaction because a product you supplied, used,or recommended during treatment is faulty or causes unexpected complications.
Employers' Liability
This is a legal requirement for businesses with staff, providing protection if an employee claims they were injured or became ill because of their work.
Cyber Liability
Protects your clinic if sensitive client data, such as medical records, consent forms, or payment details, is hacked, stolen, or exposed, covering the costs of managing the breach and recovery.
Crisis Management
Helps your clinic handle serious incidents by providing expert support to protect your reputation and restore client trust.
Portables & Equipment
Covers essential tools or devices, such as lasers, injectables equipment, or skincare machines, are lost, stolen or damaged, covering the cost of repair or replacement.
Professional Indemnity
Protects you if a client claims they suffered a loss because of your advice or professional judgment.
We've got your type.
From facials to fillers.
Whether you're offering beauty, wellness, laser or aesthetic treatments, our Treatment Checker makes it easy to understand how cover works and what your next step is.
Search your treatment to get started.
Treatment Checker
Type a treatment to see which tier it sits in and whether it can be bought online.
- Massage Tier 0 Available online
- Hairdressing Tier 0 Available online
- Nails Tier 0 Available online
- Spray tanning Tier 0 Available online
- Laser hair removal Tier 1 Available online
- Microneedling Tier 1 Available online
- Botox Tier 3 Speak to the team
- Dermal fillers Tier 3 Speak to the team
- Hot stone massage Tier 0 Available online
- Deep tissue massage Tier 0 Available online
- Sports massage Tier 0 Available online
- Myofascial release Tier 0 Available online
- Lymphatic drainage Tier 0 Available online
- Sports therapy Tier 0 Available online
- Remedial massage Tier 0 Available online
- Cupping therapy (therapeutic body) Tier 0 Available online
- Swedish massage Tier 0 Available online
- Relaxation massage Tier 0 Available online
- Aromatherapy massage Tier 0 Available online
- Seated or chair massage Tier 0 Available online
- Indian head massage Tier 0 Available online
- Hand and foot massage Tier 0 Available online
- Scalp massage Tier 0 Available online
- Aromatherapy and essential oil therapy Tier 0 Available online
- Reiki Tier 0 Available online
- Crystal healing Tier 0 Available online
- Sound healing and sound baths Tier 0 Available online
- Chakra balancing Tier 0 Available online
- Reflexology (foot, hand, ear, facial) Tier 0 Available online
- Meditation and mindfulness instruction Tier 0 Available online
- Guided relaxation therapy Tier 0 Available online
- Breathwork instruction Tier 0 Available online
- Gentle yoga (Hatha, Yin, restorative) Tier 0 Available online
- Pilates (mat-based) Tier 0 Available online
- Body scrubs, polishes and exfoliation Tier 0 Available online
- Body wraps (mud, clay, seaweed, herbal) Tier 0 Available online
- Body masks Tier 0 Available online
- Paraffin wax treatments (body) Tier 0 Available online
- Body butters and moisturising treatments Tier 0 Available online
- Dry body brushing Tier 0 Available online
- Back treatments (non-medical) Tier 0 Available online
- Chest and décolletage treatments Tier 0 Available online
- Hand treatments (excluding manicure) Tier 0 Available online
- Foot treatments (excluding pedicure) Tier 0 Available online
- Facials (non-medical) Tier 0 Available online
- Skin analysis (visual, non-invasive) Tier 0 Available online
- Vichy shower treatments Tier 0 Available online
- Body contouring treatments (cosmetic claims only) Tier 0 Available online
- Haircuts, trimming and styling Tier 0 Available online
- Blow-drying and updos Tier 0 Available online
- Conditioning treatments and masks Tier 0 Available online
- Scalp treatments (non-medical) Tier 0 Available online
- Beard grooming, trimming and shaping Tier 0 Available online
- Hair colouring Tier 0 Available online
- Bleaching services Tier 0 Available online
- Hair extensions (all types) Tier 0 Available online
- Chemical hair treatments Tier 0 Available online
- Braiding and decorative hair wrapping Tier 0 Available online
- Facial hair shaving Tier 0 Available online
- Eyebrow waxing Tier 0 Available online
- Facial waxing (lip, chin, sideburns, full face) Tier 0 Available online
- Body waxing (arms, legs, back, chest, stomach) Tier 0 Available online
- Bikini waxing (standard bikini line) Tier 0 Available online
- Brazilian waxing Tier 0 Available online
- Hollywood waxing Tier 0 Available online
- Underarm waxing Tier 0 Available online
- Eyebrow threading Tier 0 Available online
- Facial threading (lip, chin, full face) Tier 0 Available online
- Sugaring (all areas) Tier 0 Available online
- Depilatory creams (salon application) Tier 0 Available online
- Tweezing and manual hair removal Tier 0 Available online
- Hair trimming (bikini area, body hair) Tier 0 Available online
- Manicures and pedicures (basic, gel, shellac) Tier 0 Available online
- Nail extensions and enhancements Tier 0 Available online
- Nail art, design and repairs Tier 0 Available online
- Nail shaping, filing and cuticle care Tier 0 Available online
- Hand and foot soaks, scrubs and masks Tier 0 Available online
- Manual callus removal and foot care Tier 0 Available online
- Paraffin wax treatments (hands and feet) Tier 0 Available online
- Makeup application (day, evening, bridal, special occasion) Tier 0 Available online
- Makeup lessons and consultation Tier 0 Available online
- Airbrush makeup Tier 0 Available online
- Face and body painting Tier 0 Available online
- Makeup removal services Tier 0 Available online
- Eyelash tinting Tier 0 Available online
- Eyebrow tinting Tier 0 Available online
- Eyelash lifting and perming Tier 0 Available online
- Eyebrow shaping (tweezing, trimming, waxing, threading) Tier 0 Available online
- Eyebrow tinting and shaping combination Tier 0 Available online
- Strip lash application (temporary) Tier 0 Available online
- Individual lash application (temporary) Tier 0 Available online
- Lash extensions (classic, volume, hybrid) Tier 0 Available online
- Eyebrow lamination Tier 0 Available online
- Henna brows Tier 0 Available online
- Self-tan application (lotions, mousses, gradual tanners) Tier 0 Available online
- Body bronzing and shimmer application Tier 0 Available online
- Float therapy and sensory deprivation tanks Tier 0 Available online
- Infrared sauna sessions Tier 0 Available online
- Traditional sauna sessions Tier 0 Available online
- Steam room sessions Tier 0 Available online
- Salt therapy and halotherapy rooms Tier 0 Available online
- Chromotherapy and colour therapy rooms Tier 0 Available online
- Relaxation pods, chairs and zero-gravity recliners Tier 0 Available online
- Hydrotherapy pools and spa baths Tier 0 Available online
- Ice therapy (ice baths, cold plunge pools, ice rooms, cold showers) Tier 0 Available online
- Contrast therapy (hot and cold rotation) Tier 0 Available online
- Oxygen therapy bars (recreational) Tier 0 Available online
- Hammam and Turkish bath Tier 0 Available online
- Heated loungers and thermal beds Tier 0 Available online
- Massage chairs (automated) Tier 0 Available online
- Watsu and mineral bath pools Tier 0 Available online
- Red light therapy (cosmetic use only) Tier 0 Available online
- Whole body vibration platforms Tier 0 Available online
- Gua sha facial treatments Tier 0 Available online
- LED light therapy (cosmetic facial, non-laser) Tier 0 Available online
- Cryotherapy facials (localised cold application) Tier 0 Available online
- Compression therapy devices (pneumatic compression boots for recovery) Tier 0 Available online
- Infrared blankets and heated therapy devices Tier 0 Available online
- Personal training (individual and group) Tier 0 Available online
- Group fitness classes Tier 0 Available online
- Permanent jewellery Tier 0 Available online
- Training other practitioners (Tier 0 treatments) Tier 0 Available online
- Acupuncture Tier 1 Available online
- Advanced beauty Tier 1 Available online
- Advanced electrolysis Tier 1 Available online
- BB Glow mesotherapy Tier 1 Available online
- CACI Tier 1 Available online
- Cavitation Tier 1 Available online
- Chemical peels (excluding phenol) Tier 1 Available online
- Chinese herbs Tier 1 Available online
- Collagen induction therapy Tier 1 Available online
- Colonic hydrotherapy Tier 1 Available online
- Compression therapy Tier 1 Available online
- Cool lift Tier 1 Available online
- Cryopen, cryolipolysis and cryotherapy (aesthetic and wellness) Tier 1 Available online
- Dermablading and dermaplaning Tier 1 Available online
- Dermology Tier 1 Available online
- Electrical facials and high frequency equipment Tier 1 Available online
- Electrical muscle stimulation Tier 1 Available online
- Endermology Tier 1 Available online
- Endospheres therapy Tier 1 Available online
- First aid (including EpiPen) Tier 1 Available online
- Fractional radiofrequency Tier 1 Available online
- HIFU and HIFEM Tier 1 Available online
- Hydradermabrasion Tier 1 Available online
- Hydradermie Tier 1 Available online
- Hydrafacial and HydrO2 facial Tier 1 Available online
- Hyperbaric oxygen therapy Tier 1 Available online
- Intracel Tier 1 Available online
- Local anaesthetic applications for aesthetic treatments (topical) Tier 1 Available online
- Low-level laser therapy (LLLT, cold laser, emerald laser) Tier 1 Available online
- Mesotherapy device and nappage (needle-free) Tier 1 Available online
- Micro and nano needling Tier 1 Available online
- Micro suction ear wax removal Tier 1 Available online
- Micro and nano current machines Tier 1 Available online
- Microblading Tier 1 Available online
- Microdermabrasion Tier 1 Available online
- Microneedling and collagen induction therapy device Tier 1 Available online
- Micropigmentation and semi-permanent makeup Tier 1 Available online
- No-needle hyaluronic acid dermal fillers Tier 1 Available online
- Non-ablative laser Tier 1 Available online
- Laser hair removal and IPL (including genitalia) Tier 1 Available online
- Laser tattoo removal Tier 1 Available online
- Laser lipolysis (external, non-invasive laser fat reduction) Tier 1 Available online
- Non-invasive freezing therapy Tier 1 Available online
- PH Formula Tier 1 Available online
- Photodynamic therapy with IPL (non-ablative) Tier 1 Available online
- Plasma shower Tier 1 Available online
- Plason device Tier 1 Available online
- Profacial Tier 1 Available online
- Radiofrequency Tier 1 Available online
- Shockwave therapy Tier 1 Available online
- Tattooing, tattoo lightening and tattoo removal (non-laser) Tier 1 Available online
- Thermavein Tier 1 Available online
- Thermo coagulation Tier 1 Available online
- Ultrasound therapy Tier 1 Available online
- Ear piercing (standard lobe) Tier 1 Available online
- Ear acupuncture and auricular therapy Tier 1 Available online
- Body piercing (under 16s need written parental consent) Tier 1 Available online
- PEMF therapy (wellness applications) Tier 1 Available online
- Mild hyperbaric oxygen therapy (wellness, under 1.3 ATA) Tier 1 Available online
- Intermittent hypoxia-hyperoxia therapy (IHHT) Tier 1 Available online
- Neurofeedback and biofeedback (consumer-grade devices) Tier 1 Available online
- Transcranial stimulation devices (consumer tDCS, CES) Tier 1 Available online
- Vagus nerve stimulation (non-invasive consumer devices) Tier 1 Available online
- Continuous glucose monitoring interpretation (wellness) Tier 1 Available online
- Advanced metabolic and performance testing Tier 1 Available online
- IPL hair removal Tier 1 Available online
- IPL photofacials and skin rejuvenation Tier 1 Available online
- IPL pigmentation and vascular treatment Tier 1 Available online
- Red and blue light therapy (acne, anti-ageing) Tier 1 Available online
- Radiofrequency skin tightening (non-invasive, low-level) Tier 1 Available online
- Infrared therapy Tier 1 Available online
- Sports therapy treatments Tier 1 Available online
- Athletic taping and strapping Tier 1 Available online
- Sports injury assessment and treatment (non-diagnostic) Tier 1 Available online
- Performance recovery protocols Tier 1 Available online
- Body composition analysis (InBody, DEXA, metabolic testing) Tier 1 Available online
- Fitness assessments (VO2 max, lactate threshold, flexibility, strength, balance) Tier 1 Available online
- Application of third party skin care Tier 2 Available online
- Benign removal (skin blemishes, nail fungus) Tier 2 Available online
- Carbon facial Tier 2 Available online
- Fractional radiofrequency via microneedling (e.g. Fractora, Morpheus8, Profound RF) Tier 2 Available online
- Removal of non-cancerous moles, skin tags, cysts, warts and other skin lesions Tier 2 Available online
- ReOxy Tier 2 Available online
- Superficial plasma treatments Tier 2 Available online
- Dry needling Tier 2 Available online
- Ablative laser and CO2 laser Tier 2 Available online
- Carboxytherapy Tier 2 Available online
- Dissolvable thread lifts Tier 2 Available online
- Fractional ablative Tier 2 Available online
- Wet cupping Tier 2 Available online
- Medical diagnosis Tier 4 Speak to the team
- Bio-identical hormones Tier 4 Speak to the team
- Chemical peels (including up to 10% phenol) Tier 4 Speak to the team
- HRT Tier 4 Speak to the team
- Hyperbaric oxygen chamber Tier 4 Speak to the team
- Kenalog for hay fever or joints Tier 4 Speak to the team
- Medical appraisal Tier 4 Speak to the team
- Medico-legal work Tier 4 Speak to the team
- Mole mapping (diagnosis) Tier 4 Speak to the team
- Laser lipolysis (subcutaneous laser fibre insertion) Tier 4 Speak to the team
- Pre-employment health checks and work medical assessments Tier 4 Speak to the team
- Dermatology Tier 4 Speak to the team
- Training other practitioners (Tier 4 treatments) Tier 4 Speak to the team
- Ablative laser (advanced specialist) Tier 5 Speak to the team
- Contraception coil fitting Tier 5 Speak to the team
- Ear lobe correction Tier 5 Speak to the team
- Endolift Tier 5 Speak to the team
- Nano and micro fat transfer Tier 5 Speak to the team
- Shockwave therapy for erectile dysfunction Tier 5 Speak to the team
- Vaginal HA fillers Tier 5 Speak to the team
- Training other practitioners (Tier 5 treatments) Tier 5 Speak to the team
- Blepharoplasty, brow lift, ptosis, canthoplasty, canthopexy, entropion and ectropion Tier 6 Speak to the team
- Bodytite and Facetite Tier 6 Speak to the team
- Face lift Tier 6 Speak to the team
- Hair transplant Tier 6 Speak to the team
- Subdermal plasma (J Plasma) Tier 6 Speak to the team
- Vaser Tier 6 Speak to the team
- Training other practitioners (Tier 6 treatments) Tier 6 Speak to the team
We don't have that one listed yet. Get in touch and we'll tell you where it sits.
More than just a pretty policy
Cover that grows with you
You'll get cover for a list of treatments giving you flexible cover as your clinic grows.
Thoughtfully designed
We designed the product after speaking to practitioners to see what mattered most to them.
Support when you need it
Get peace of mind if something goes wrong with access to specialist advice and support. Plus, our exclusive scheme is backed by an A-rated insurer.
Flexible ways to pay
Spread out the cost of your policy with monthly payment instalments. Available on premiums over £500 (subject to eligibility).
The lowdown
Starting an aesthetics business comes with enough unknowns. We don't want to be one of them.
Find quick answers to the questions we hear most from beauty, wellness and aesthetics professionals.ing.
Can non-medics get cover?
Yes. We can support qualified beauty, aesthetics and wellness professionals, subject to training, experience and treatment type.
What if i work from home?
You may still require specialist insurance, even if you're treating clients from a home-based clinic.
Is insurance required for renting clinic space?
Many landlords, clinics and treatment venues will ask to see proof of insurance before allowing you to operate.
Can my cover change as my business grows?
Yes. Your policy can typically be updated as you add treatments, equipment, staff or clinic locations.
Get a quote
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