Capsule
Clinics
Specialist insurance, tailored to the world of wellness, beauty and aesthetics.
Your insurance deserves a glow-up
Capsule Clinics provides specialist insurance for aesthetic and wellness businesses of all sizes, from injectables and skin treatments to laser, beauty and wellness services. With flexible cover designed to protect what you're building, you can stay focused on glowing, growing and wowing your clients.
You're just our type
Whether you're just getting started, growing your treatments, or running a thriving clinic, there's a cover designed for you.
Find your fit
Carefully curated cover tiers, designed to reflect the way you practise.
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General treatments
The core treatments you'll find in beauty, wellness and self-care businesses.
Avaliable online
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Advanced beauty & aesthetics
Results-focused aesthetic treatments designed to improve skin health, confidence and appearance.
2
Advanced laser &aesthetics
Advanced treatments using laser technology and specialist aesthetic equipment to target a variety of skin concerns.
3
Injectables
Treatments involving injectable products to soften lines, restore volume or improve facial balance.
4
Specialist treatments
More specialised treatments that require additional training, expertise or equipment.
5
Advanced specialist treatments
Complex treatment options that sit beyond standard aesthetics and often involve advanced techniques.
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Invasive specialist treatments
Higher-risk treatments that involve penetrating the skin or more advanced medical aesthetic procedures.
The cover edit
Insurance products for the people behind the appointments.
Medical Malpractice
Protects you against claims that a client was injured or experienced complications due to mistakes, adverse reactions or negligent treatment during procedures.
Product Liability
Protects you if a client is harmed or has a reaction because a product you supplied, used,or recommended during treatment is faulty or causes unexpected complications.
Professional Indemnity
Protects you if a client claims they suffered a loss because of your advice or professional judgment.
Portables & Equipment
Covers essential tools or devices, such as lasers, injectables equipment, or skincare machines, are lost, stolen or damaged, covering the cost of repair or replacement.
Public Liability
Protects you if a client or member of the public is injured or their property is damaged while visiting your clinic or during a treatment.
Employers' Liability
This is a legal requirement for businesses with staff, providing protection if an employee claims they were injured or became ill because of their work.
Cyber Liability
Protects your clinic if sensitive client data, such as medical records, consent forms, or payment details, is hacked, stolen, or exposed, covering the costs of managing the breach and recovery.
Crisis Management
Helps your clinic handle serious incidents by providing expert support to protect your reputation and restore client trust.
Medical Malpractice
Protects you against claims that a client was injured or experienced complications due to mistakes, adverse reactions or negligent treatment during procedures.
Product Liability
Protects you if a client is harmed or has a reaction because a product you supplied, used,or recommended during treatment is faulty or causes unexpected complications.
The aftercare
Bespoke benefits designed to support you beyond insurance.
Business Advice Line
Access to in-house solicitors at any time, plus an online hub filled with ready-to-use contracts, policies, and templates.
Tax and VAT Helpline
Specialist tax and VAT advice whenever you need clarity on complex questions.
Cyber Risks Helpline
Access to a cyber risk helpline for whenever you need guidance on data protection issues or IT security concerns.
24/7 Cyber Incident Response
Round-the-clock breach support with a global 15‑minute response time so you are never left waiting during an incident.
Care and Compliance Support
Get support from compliance experts. It is a straightforward way to review policies, tidy up procedures, strengthen tender submissions, and prepare for regulatory visits.
More than just a pretty policy
Cover for more
You'll get protection for a list of treatments giving you flexible cover as your clinic thrives.
Thoughtfully designed
We listened to practitioners and built insurance around what they actually need, with an exclusive scheme backed by an A-rated insurer.
Support when you need it
Whether you've got a quick question or need specialist support, our team is just a WhatsApp message or phone call away.
Flexible ways to pay
Spread out the cost of your policy with monthly payment instalments. Available on premiums over £250 (subject to eligibility).
